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How it Works

What is lease-to-own financing?

Furnishing a home can easily cost thousands of dollars. Other costly items like replacement tires for your car or appliances can present financial challenges if you don’t have the cash on hand.

Lease-to-own financing allows you to borrow the cash you need to obtain the items on your list even if you have bad credit.

 

Requirements to Qualify For Financing:

  • Be at least 18 or older
  • Have an active checking account
  • Have a steady source of income
  • Have a valid email address or cell phone

 

How Does Finance Work?

Lender Partners Stores makes it easy to apply for and receive financing online. Just make sure you meet the minimum requirements before moving forward with these 3 steps.

Step 1: Apply Online

The application is online. It just takes a few minutes to fill out the form and you’ll submit your personal information along with your social security number and driver’s license number.

Lender Partners  can approve your application in just minutes.

Step 2: Choose a Retailer

Once you get approved, you can choose your store and start looking for items up to $5,000, depending on your approved credit limit.  The  Lease to own Lenders partners with retailers all over the country so you can shop locally and use your approval to lease your items. There’s a store locator feature on their site so you can easily find your nearest retail partner option.

Step 3: Check Out

Lender Partner will send you an email with the amount you are approved to lease once your application is approved. All you need to do is show it to your cashier or US  to proceed with the transaction. Your payments will be automatically deducted from your checking account.

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